barclay credit card

Barclays has to be one of, if not, the most popular British financial institutions in the world. Barclays is the 21st larges company in the world according to the 2010 Forbes Global 2000 list. Canary Wharf is where the headquarters of Barclays, but this financial institution operates all over the world. As mentioned above, financial service is the main game of Barclays. Whatever financial service you need, Barclays can offer. They do investments, lending and personal banking. Not only do they offer a lot of financial services; they also offer high quality of service. One of the services it offers to people is credit card services. The Barclays credit card is one of the most reliable credit cards in the UK and the world. No less can be expected from the second largest bank in Britain.

Many financial institutions in the world offer credit card services. What sets Barclays cards apart? Since Barclays is one of the biggest financial institutions, they can afford to offer their cardholders many benefits. This is something that's not always true with other FIs. But first, the basics: Barclay's Classic card typically has a 19.9% APR; while Barclay's Platinum card APR ranges at around 16.9%. But what sets Barclays cards apart is the Barclaycard Freedom program. The Barclaycard Freedom program gives cardholders the benefit of earning points per every purchase and, in the future, use the points like cash. You can use your earned Freedom program points by converting them to credit and purchasing items from program-participating stores. Other benefits you get from a Barclaycard are identity protection service, travel service, purchase delivery protection and Barclays Unwind privileges.

If you want to apply for a Barclays credit card, all you have to do is find the nearest Barclays Bank in your area. You may also be pre-selected for a card. This is applicable if you have an active account with a Barclays Bank. Of course, as always, do go over the board with your new card once you get approved. Remember to be responsible with your purchases.
Article Source: EzineArticles.com

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